Business Lending
Business Term Loan
Time In Business: 2 Years > Minimum
Monthly Revenue: $50k Minimum
Credit Score: 620+
Client cannot have an MCA loan
Funded in 1-5 days
Documents: 4 months of banks statements and Funding Application
Business Credit Card
Only 1 day in business required
Must have 700+ credit score
Up to $150k 0% APR offers available (12-18 months)
Can get an approval for each EIN number,
Customers can qualify for LOC program as well
May require stipulations
Documents: Funding application and tri merge credit report
SBA Loan Up to $500K
650+ credit score
Must show profit in last 2 years of tax returns
Documents: 2 years business tax returns,
1 year personal tax return,
3 months bank statements,
YTD P&L and balance sheet,
Driver's License
Approval in 5-10 Days and Funded in 30 days
SBA Loan Over $500K
650+ credit score
Strong financials with detailed fund allocation
Documents: 3 years business & personal tax returns,
YTD P&L, Balance Sheet, Debt Schedule,
A/R & A/P aging, WIP (if applicable), Owner Paystubs,
Affiliate Data (if applicable)
Funded in 60-90 days
Business Line of Credit
2+ years in business 700+ credit score
Up to $100k 2-4 weeks approval time
2-4 weeks approval time
Customers can also qualify for Business Credit card
Competitive 9-12% APR (annual)
May require stipulations
Documents: 4 months bank statements, funding application
Merchant Cash Advance
450+ credit score 2-4 days for an approval
1+ year in business (possible to do 6 months)
$20K+ Avg monthly deposits
No current Bankruptcies
Max 5 negative days per month
Business bank account required
Documents: 4 months bank statements, funding application
Many Additional Programs Available
Invoice Factoring
Equipment Leasing
Equipment Loans
Building Credit Building
Business Coaching
Fueling Ideas, Funding Growth, and Building Futures
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